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Archive for February, 2011

Is Countrywide Mortgage safe to refinance or get a new mortgage with?

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February 20, 2011
Andre K asked:


I need to refinance my mortgage or get a new one if I decide to buy a new home. Which mortgage co. is safe and reliable?

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Posted in: Renting & Real Estate |

Why would we be turned down for a credit card when we just passed a credit check for a mortgage refinance?

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February 11, 2011
Deirdre B asked:


The same week my husband looked into a balance transfer credit card I started an application for a mortgage refinance to get rid of some credit card debt. My husband was turned down for the credit card now he is worried about the mortgage finance. We have had our mortgage with the same bank for 11 years. WIll there be a problem with the refinance? Like I said they alreaqdy saw our credit bureau reports and they were fine.

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Posted in: Credit |

refinance mortgage offers, “no costs to you” are these legit?

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February 2, 2011
honeybaby729 asked:


I need to refinance my mortgage very soon. For the past 6 or so plus months my mail has been flooded daily with offers from various mortgage brokers or lenders offering me a deal of a lifetime. Many say they are offering me refinancing at no cost to me. This sounds a bit fishy, I doubt anyone is willing to help me at no costs. Is there any truths to these offers? I don’t want to waste time contacting these companies and filling out applications if they are not true. Any thoughts? Thanks !

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Posted in: Personal Finance |